US bank failure by December 31, 2026 Odds
Polymarket traders give “Yes” a 71% chance.
| Outcome | Chance | Odds | 24h |
|---|---|---|---|
| Yes | 71% | -245 | ▼ 2 |
| No | 29% | +245 | ▲ 3 |
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Price history
On Kalshi
A similar market trades on Kalshi. Check the resolution rules before comparing prices: small wording differences change what pays out.
Resolution rules
This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No". For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.
Source: Polymarket. The venue's rules are final.
FAQ
What are the odds of "US bank failure by December 31, 2026"?
As of Nov 8, 7:30 AM EST, traders on Polymarket price Yes at 71%, about -245 in American odds. Prices move with every trade.
How are prediction market odds calculated?
Each contract pays $1 if the outcome happens and $0 if it doesn't, so its price is the market's implied probability: a 60¢ contract means roughly a 60% chance. We show the last trade, or the midpoint between the best bid and ask when the order book is tight.
When does this market close?
Polymarket lists Jan 1, 2027 as the end date. It can close earlier if the outcome is decided.
Where can I trade on US bank failure by December 31, 2026?
This market trades on Polymarket and a matching market trades on Kalshi. Availability depends on where you live: Kalshi is a CFTC-regulated US exchange, while Polymarket's international site isn't available to US users (Polymarket US is a separate app). You must be 18 or older.